USCG Exam PracticeMarine casualty reporting (CG-2692)
A commercial fishing vessel sustains damage estimated at $3,000 to its hull from contact with a dock. No injuries occur and the vessel remains seaworthy. The casualty is not required to be reported to the Coast Guard on Form CG-2692. Under 46 CFR §28.80, to whom must the owner or master report this casualty, and by what deadline?
- A. To the nearest Sector Office immediately, because all property damage casualties require Coast Guard notification
- ✓ To the underwriter of primary insurance or a Commandant-accepted organization, as soon as possible after the casualtyCorrect
- C. To Verisk Insurance Solutions within 90 days, because the vessel is a commercial fishing vessel
- D. No report is required because the damage does not impair seaworthiness and the vessel is not a small passenger vessel
Why B is correct
46 CFR §28.80(a) requires the owner, agent, operator, master, or individual in charge to report as soon as possible to the underwriter of primary insurance or a Commandant-accepted organization when damage is initially estimated at $2,500 or more, even if a CG-2692 is not required. The 90-day deadline in §28.80(b) applies to the underwriter's subsequent report, not the owner's or master's initial report.
Cited:46 CFR §28.80