Passenger limit
OUPV is hard-capped at 6 paying passengers. Master 25/50/100 has no fixed passenger ceiling — it's the vessel's USCG Certificate of Inspection that sets the maximum.
Vessel inspection
OUPV is for uninspected vessels (Subchapter C). Master is for inspected vessels (Subchapter T, K, etc.) — the boat itself must hold a Certificate of Inspection from the USCG.
Sea time
OUPV: 360 days. Master 25: 360 days. Master 50/100: 720 days, with 360 on vessels >50 GT for Master 100. Master tiers also typically require more time on inspected vessels in a deck-officer capacity.
Exam difference
OUPV: four modules (RoR, Deck General, Deck Safety, Nav General). Master: same four plus Plotting (chart-work) and a tighter General module on regulations. Master candidates typically need 1–2 extra weeks of prep for Plotting.